Wellbeing insurance should be vital for Indian ladies as it will assist them with taking into account their medical services needs explicitly. It is likewise a fact that ladies’ particular medical conditions like bosom malignant growth, uterine fibroid, osteoporosis, and so on will be on the ascent, and should impose a gigantic effect on their monetary wellbeing.
Both working ladies and remain at home guardians ought to have a negligible wellbeing front of at minimum Rs. 5 Lakh to deal with future medical care costs calm.
For what reason Do Women Need Health Insurance Cover?
Ladies following 40 years old are helpless against a progression of medical conditions that are related with their menopause. The accompanying reasons will prove why ladies ought to have satisfactory protection cover and monetary reinforcement.
- A portion of the normal diseases like malignant growths of the bosom, uterus, and ovaries are explicit just to ladies
- Most of the ladies need to go through maternity costs, which is straightforwardly relative to the confusions of labor.
- Ladies need not rely upon their life partner or guardians to pay for their medical services costs on the off chance that they have sufficient protection inclusion.
- Ladies can approach quality medical care without dreading costs and without thinking twice about the nature of care.
- There are extraordinary plans that offer maternity cover for ladies up to two pregnancies.
- They can utilize the charges paid for the strategy for tax breaks.
Insurance Plans That Are Exclusive for Women:
|Insurance Plan||Term of the Policy||Entry Age||Renewal||Benefits|
|HDFC Life Smart Women Plan||10 to 15 years||18-45 years||Every 2 years||Insurance and investment plan.
It offers coverage of at-risk pregnancies, female-specific cancers, and the death of a spouse.
Sum assured will be 40 times the annual premium
|TATA AIG Women Policy||1 year||18-65 years||lifetime||It Covers 11 critical illnesses including cancers.
Covers hospitalization expenses, plastic reconstructive surgeries after accidents, and ambulance services
|Bajaj Allianz Women Specific Critical Illness Insurance plan||1 year||21-65 years||lifetime||Covers about 8 women-specific critical illnesses and also offers benefit for women with congenitally abnormal babies.
The plan also offers loss of employment cover and children’s education bonus.
|Star Wedding Insurance policy||1-2 years||18-40 years||After 45 years||Offers maternity cover and newborn baby cover for two deliveries.
Covers in-patient are, pre and post hospitalization expenses and daycare procedures.
|Religare Joy Maternity Health Insurance Policy||3 years||18-45 years||Lifetime||Renders maternity and newborn baby cover. Covers pre and post hospitalization expenses, daycare treatment, and inpatient care.
Offers a No-claim bonus benefit as well.