All You Need To Know About HDFC Ergo Health Insurance Plans

HDFC Ergo health insurance is a leading health insurance company and is a tie-up between HDFC Limited and ERGO International. it had been founded within the year 2002 and since then, it’s been providing several general insurances. it’s a good range of plans to provide to its customers like top-up plans, indemnity plans, fixed benefit plans, mediclaim policies, etc.

HDFC Ergo insurance has a wide network of 10,000+ hospitals which give cashless treatments to the policyholders. it’s the second-largest private health insurer within the market. consistent with the IAAA ratings by the ICRA, it possesses the highest ability to resolve claims and provide quality service to its customers. With all the best services provided by the companyit’s gained a large base of trust among its customers.

Key Features of HDFC Ergo Health Insurance:

Having health insurance is an integral a part of your investments as it ensures that you simply and your family members are protected in times of an emergency and your income isn’t drained by the expenses incurred in medical treatments.

Being a prominent and famous company within the insurance market, HDFC Ergo health insurance has its own set of unique features which makes the company stand out among the others. allow us to look at a number of the important features of the company:

  • Claim Support

The claim settlement ability of the company is effective and it makes the company the most reliable firm within the insurance market. The HDFC Ergo health insurance has settled 86.52% of the claims during a period of three months within the year 2019-20.

  • Renewability

To keep you ready just in case of an emergency or mishap, the HDFC Ergo insurance provides its policyholders an option of lifelong renewability. The policies are often renewed quickly and effectively through the online portal of the company.

  • Market Share

With the provision of advanced plans and policies, the company has witnessed significant growth within the past few years. within the rankings on the basis of the services provided, HDFC Ergo insurance has bagged the 2nd position. the company commands a market share of 7.1% in comparison to the other leading insurance companies.

  • Network Hospitals

HDFC Ergo insurance company features a network of around 10,000+ hospitals, which may provide cashless treatment to its policyholders. within the network hospitals of a insurance company, the claim is settled directly without much documentation.

Reasons to Buy HDFC Ergo Health Insurance Plans:

The above features of the HDFC Ergo insurance company make it a trustworthy firm among the customers and provides them an option worth considering while buying a insurance plan. Now, let us check out a number of the features of the policies provided by the HDFC Ergo health insurance, which are unique and useful for the customers:

  • AYUSH Benefits

The insurance coverage provided by HDFC Ergo health insurance plans includes other means of treatment like Ayurveda, Siddha, Unani, or Homeopathy. it’s mostly recommended for senior citizens to include this feature in their policy for the treatment of pre-existing ailments.

  • Discounts Available

Different ranges of discounts are available on the plans by HDFC Ergo health insurance like a family discount, loyalty discount, and long-term policy discount. Discounts differ consistent with the plans that you simply choose.

  • No Age Restrictions

The only eligibility criteria for age to get insurance plan with HDFC Ergo is that you simply should be 18 years and above. With this minimum requirement, you’ll purchase the policies for any age group.

  • Easy Payment Options

The plans available at HDFC Ergo insurance are affordable for all types of policyholders. The premiums are often paid in installments.


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